Payment for dental services not covered by your insurance carrier is due on the date of service. Payment can be made by cash, cheque, debit card, Visa or MasterCard. We will submit dental claims electronically when allowed and will accept payments from your insurance carrier. The patient is responsible for their account and any discrepancy regarding reimbursement will be between the patient and their insurance carrier. We understand that temporary financial problems can occur that may affect payment for your visit and we would be happy to make an arrangement with you. Because insurance policies vary and to avoid surprises, we ask you to be familiar with the terms of your insurance plan and confirm benefits prior to your appointment. It is important to remember that your insurance policy is a contract between you, your employer and the insurance carrier. Our office is committed to helping you maximize your insurance benefits. Unfortunately, we are unable to keep track of the many insurance plans or the changes that so often occur, such as deductibles, percentages, fee guides and yearly maximums. We will do our best to provide you with an accurate estimate based on the information you have given to us but can no way guarantee payment from your insurance carrier.